How It Works
Your Crypto.Your Decisions.Your Fund.
Traditional funds put someone else between you and your investments.METF puts transparent smart contracts between your wallet and your personal fund.
The idea
A different way to own a crypto fund
Self-directed
You decide what goes into your fund and in what proportions.No manager makes those choices for you.
Wallet-controlled
Your wallet is the key.Only the owner wallet can operate the fund, and every action needs your signature.
Smart-contract execution
A dedicated smart contract holds the fund's crypto and carries out your instructions by fixed, published rules.
Ownership
How your fund works
Your Wallet
Holds the authority to operate your fund
Your Personal Fund Smart Contract
Holds deposited crypto and enforces the rules
Apertum Blockchain & DEX
Records every transaction and provides liquidity
When you deposit, your tokens move out of your wallet and into your fund's dedicated smart contract. The contract holds them — not METF, and not your wallet.
Your wallet keeps the authority to operate the fund. You sign deposits and withdrawals; the contract checks you are the owner and applies its rules.
To buy or sell crypto, the contract trades on a decentralised exchange on the Apertum blockchain, where every step is recorded publicly.
Your role
You make the decisions
Select crypto
Choose 1–5 approved cryptocurrencies.
Set allocations
Split them to total exactly 100%.
Deposit
Fund it in wUSDC or wUSDT.
Monitor
Track holdings and value.
Withdraw
Take some or all out.
METF does not provide discretionary investment management, advice or automatic rebalancing. Your allocations change only when you act.
Rules, not promises
The smart contract is the rulebook
Owner permissions
Only the owner wallet can deposit, withdraw or operate the fund.
Transparent transactions
Every deposit, swap and withdrawal is publicly visible on-chain.
Fee enforcement
The 0.5% protocol fee is applied by the contract and sent to the treasury in the same transaction.
Verifiable activity
Anyone can check the record on Apertum Explorer — nothing relies on our word alone.
Side by side
Traditional ETF vs METF
Taking money out
How withdrawals work
- 1
Get a quote
Choose 25%, 50%, 75%, 100% or an amount.A fresh exchange quote shows your estimated proceeds.
- 2
See fees and minimum received
The 0.5% fee and the minimum you'll accept (slippage protection) are shown before you sign.
- 3
Liquidity and price checks
If selling would move prices too far or stray from an independent market price, the withdrawal is blocked and nothing changes.
- 4
Confirm in your wallet
You sign.It completes only once confirmed on the blockchain — then funds arrive in your wallet.
Emergency in-kind withdrawal
If exchange liquidity is unavailable, the owner can withdraw the fund's underlying tokens directly, without swapping them.Only the owner wallet can do this.
Withdrawals depend on network conditions and liquidity and are never guaranteed.
Where things stand
Available today vs coming next
Verified today
- A live mainnet pilot fund: deposit, swap, 0.5% fee and full withdrawal completed on-chain
- Design practice funds with any of the eight supported cryptocurrencies
- Live liquidity and price checks on the Crypto page
Awaiting public contracts
- Real deposits and withdrawals for any wallet
- Multiple on-chain funds per wallet
- Public contracts must be deployed, reviewed and authorised first
Built for Independence.Designed for Transparency.
Not someone else's fund. Yours.
FAQ
Frequently asked questions
Who controls my fund?
Your wallet does.Only the owner wallet can deposit, withdraw or operate the fund, under the rules written into the smart contract.
Where is my crypto held?
Once deposited, your crypto is held by your dedicated fund smart contract on the Apertum blockchain — not in your wallet and not in a METF company account.
Can METF access my wallet?
No.Connecting your wallet only shares your public address.METF never asks for your private keys or recovery phrase, and every transaction needs your signature in your own wallet.
Can METF change my investments?
METF does not manage your fund.It does not choose crypto, change allocations or rebalance for you.Changes happen only when you sign them.
Can I see my transactions?
Yes.Deposits, swaps, fees and withdrawals are recorded on the Apertum blockchain.The Activity page links each one to Apertum Explorer.
Can I withdraw whenever I want?
You can request a withdrawal at any time from the owner wallet.Whether it completes depends on network conditions, available liquidity and the price-safety limits.Withdrawals are not guaranteed.
What happens if liquidity disappears?
If a swap can't be done within the price limits, the transaction is blocked and your fund stays unchanged.The owner can also use the emergency in-kind withdrawal to receive the underlying tokens directly, without swapping.
What are the risks?
Crypto prices can fall sharply.Smart contracts can contain bugs or be exploited.Exchange liquidity can be thin, and price sources can be wrong or delayed.Wallets can be lost or compromised.You could lose some or all of your money.Nothing is insured or guaranteed.
Is a METF an ETF?
No.A METF is a user-controlled, self-custodial crypto fund — not an exchange-traded fund, not a listed security, not regulated or approved by any regulator and not a managed investment product.It is software that lets you run your own personal fund through a smart contract.
METF is software, not financial advice.Smart contracts are not risk-free, and no returns, liquidity or withdrawals are guaranteed.